Columbus Foreclosure Defense Attorney

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15 Minutes to Feel Better

30 Years of Foreclosure Defense Attorney Experience On Your Side!

During your no cost foreclosure defense debt relief analysis with The Columbus Bankruptcy Lawyer Scott Needleman, he will utilize his 30 years of foreclosure defense and bankruptcy experience to analyze your financial situation and create a plan of action to put your financial future back on track. 

Scott Needleman Bankruptcy Attorney

Our Reviews

Mark Stratton
Mark Stratton
July 31, 2022.
Scott Needlrman and his firm was very professional and also personable in answering my questions and also helping me put together a plan to handle my legal matters. I’m very happy to recommend their firm to anyone who is experiencing legal matters. Very knowledgeable and a top notch law firm! Thanks Scott to you and your firm!
Gary Nutter
Gary Nutter
June 10, 2022.
Scott Needleman and his team are experts at bankruptcy. They will peel all of the layers of your financial situation back to insure you are prepared for filing. My final hearing included special guest visitors from the IRS! Scott had me prepared for anything, so it was easy to answer their questions. In my experience, honesty, clarity and expertise are difficult to find among attorneys, but I was fortunate to choose Scott and his team to represent my family. Thanks Scott! You helped my family through a tough period in our lives!
Omar Walters
Omar Walters
March 1, 2022.
Faced with a Private Student Loan Law Suit and Scott Helped. All the other firms that I had reached out to were guiding me towards filing Bankruptcy, Scott didn't. He laid out, in no uncertain terms what my position was and my most effective/sensible options were. He treated my cased in a way that made me feel as though he cared. He was patient and confident, but most importantly, a keen listener. Needleman Law office took care of business for me. They're affordable and I am please. Definitely highly recommended.
Todd Lamb
Todd Lamb
January 17, 2022.
Scott did a great job representing us and getting the job done. A+++
Lena Light
Lena Light
December 30, 2021.
Scott is great and I really appreciate his help with everything. Highly recommend his services. I would not trust anyone else with my case. Him and his staff were always available and very responsive, answered all my questions and made the process very painless and stress free.
Timothy Hicks
Timothy Hicks
November 30, 2021.
I have known Scott Needleman for many years, there is no better Attorney anywhere in Central Ohio for Bankruptcy Chapter 7, or Chapter 13. Friendly and very professional! Five Star!
Stafford k. Lipscomb II
Stafford k. Lipscomb II
October 19, 2021.
You would not believe the value in one conversation with this company. Mr. Needleman represents good business and provided me with a straight answer and course of action. I am so blessed!
September 21, 2021.
More than impressed with Scott and his team. They have been helpful and professional the whole time. They lead me through the process even the court hearing so I would be prepared. I cannot say enough about this office and the service I received.
Jennifer Del Pilar
Jennifer Del Pilar
July 12, 2021.
Scott Needleman is fantastic, very caring and professional. He helped me alot back in 2017 and now in 2021 with matters associated to that 2017 situation. He was quick to follow up on my case and I genuinely felt heard and like I had someone in my corner through tough times.

The Best Foreclosure Defense Attorney in Columbus

Bankruptcy Court for Ohio's Southern District

Foreclosure defense Lawyer coverage area of The Columbus Bankruptcy Lawyer – United States Bankruptcy Court for the Southern District of Ohio

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If you find yourself in a bad financial situation, you may soon realize that your mortgage lender has begun the foreclosure process. In short, you are not current on your payments. As a result, your lender is taking the necessary steps towards repossessing your home.

How to Stop Your Home From Being Foreclosed On

Fortunately, until your home is actually gone you can still put a halt to foreclosure and prevent your home from being foreclosed on.  In Ohio, as well as in other states, one method of stopping foreclosure is by filing bankruptcy.
Stop Foreclosure in Ohio

There are many benefits of talking to a Columbus Bankruptcy Lawyer, including the fact that filing for chapter 7 or chapter 13 bankruptcy in Columbus Ohio brings foreclosure proceedings to a halt. Along with this, you can end the constant harassment from debt collectors, which may include phone calls from your lender.

Will Filing Bankruptcy Stop Foreclosure On My Home?

Does this mean anybody who is facing foreclosure can use bankruptcy to their advantage? It is not this simple. For example, if you don’t have enough money to make your mortgage payment, bankruptcy in Columbus Ohio is not the answer. This is not going to lower your monthly payment or help you earn more money.

As noted above, a primary benefit of bankruptcy is the ability to halt the foreclosure process through enactment of the automatic stay. Lenders are not permitted to foreclose or attempt to collect debt until the court permits them to do so.

Using Chapter 7 Bankruptcy to Stop Foreclosure

With Chapter 7 bankruptcy, you can effectively delay the foreclosure process. That being said, this typically leads to the liquidation of most your assets. For this reason, borrowers generally lose their home as a result of a Chapter 7.

Using Chapter 13 Bankruptcy to Stop Foreclosure in Columbus

On the other side of things, you can consider a Chapter 13 bankruptcy in Columbus Ohio. This is more effective for people who are attempting to stop foreclosure and keep their home. They are given the time necessary to get their finances back on track (as long as five years). During this time, you will be placed on an income-based budget with monthly payments made to a trustee. A trustee is staffed with the responsibility of following the repayment plan, which places priority on secured debt.

If you are under the impression that filing bankruptcy in Columbus Ohio is a simple way to permanently stop foreclosure, you are mistaken. There is a lot that goes into this process, and as noted above you may not come out the other side as clean as you would like.

Are you confused as to which steps to take next? Do yourself a favor and contact a Columbus bankruptcy attorney who can explain the ins and outs of Chapter 7 and Chapter 13 as they relate to stopping foreclosure in Columbus Ohio.