THE NEEDLEMAN LAW OFFICE
ATTORNEY SCOTT R. NEEDLEMAN
Columbus Ohio Bankruptcy
There is a lot that goes into filing for Chapter 13 bankruptcy in Columbus, OH. This is a process that includes many steps, with the end goal of reaching a better place in your financial life.
When you file for this type of bankruptcy, your disposable income is calculated to determine how much you will pay each month through your repayment plan. As you file the appropriate documentation with the court, you will be asked to include all the income you receive, regardless of the source.
Note: there is a lot that goes into a Chapter 13 bankruptcy filing, so you need the assistance of an experienced Columbus bankruptcy attorney. A legal professional can ensure that you are providing accurate information.
With Chapter 13 bankruptcy, you are going to repay creditors via a repayment plan that will last anywhere from three to five years. As a result, you need enough monthly income to fund that plan.
The amount of money that you are required to pay each month is based on your income. The more money you earn the more money you can pay to creditors.
Your disposable income is calculated by considering all the money you receive, and then deducting your monthly living expenses. You will complete form 22C as part of your filing. Again, this is something an experienced Columbus, Ohio bankruptcy attorney can help you with.
Your definition of disposable income may not align with that of the bankruptcy court, however, they are in charge of the process. Generally speaking, this includes any money paid to you to regularly cover expenses. This income most commonly includes:
While disposable income is one of the primary details of a Columbus, Ohio Chapter 13 bankruptcy filing, this is just one part of the pie. There are other details to consider, such as whether or not your are eligible to file.
Do you have questions regarding your eligibility to file for Columbus Chapter 13 bankruptcy? Do you want to learn more about how much your repayment plan would set you back each month? These are the types of questions that can be answered by Columbus, Ohio bankruptcy attorney Scott R. Needleman.
Posted By: Danny Worth his weight in gold
The best Attorney i had and does'nt play games and straight forward. If it can be done he will get the job done. He did damage control on another well known inexperienced law firm in columbus (clowns) messed up. Scott you're the best!
Posted By: Stephen Very Pleased
Scott Needleman is a wealth of knowledge, his service was accurate and timely. The service provided exceed the price. Thank you.
Posted By: Candice Great Lawyer
He made me feel comfortable from the beginning. I'm so glad a friend suggested him to me. He made the process as easy as possible and I can't thank him enough for his help!
Posted By: William No non-sense
I hires Scott to do a chapter 13. He was/is current with revised laws, knowledgeable, tough and looks out for his customers. And he was a boxer. YIKES!
Posted By: Winfield Chapter 7 Bankruptcy Case
Scott did a good job when I had to file for bankruptcy. He helped me eliminate my credit card debt and it only took 4 months. It didn't take the entire 6 months that I was expecting.
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