Eliminate Overwhelming Debt While Protecting Your Home and Car – Free Consultation Available
What Chapter 7 Bankruptcy Can Do For You:
- Eliminate most unsecured debts – personal loans, credit cards, medical bills, etc – and get a fresh start
- Keep your house and car – Chapter 7 can offer relief while often allowing you to keep your house and car
- Fast, streamlined process – can involve just one in-person visit, with the rest conducted virtually, and can typically be filed within 4 to 5 days of completing your paperwork
- Emergency cases within 2 days – For emergency cases such as stopping car repossession, wage garnishment, or foreclosure sales we can file within 2 days to provide immediate legal protection through the automatic stay
- 34 years of bankruptcy law experience – with personalized service and clear communication throughout your journey to financial recovery
4-5
Days to Complete
Fastest Process
34
Years Experience
Proven Track Record
1
Office Visit Required
Maximum Convenience
Chapter 7 Benefits Section
Home & Car
What Our Chapter 7 Clients Say
Understanding the Chapter 7 Means Test
Individuals must pass the Means Test to qualify for Chapter 7 Bankruptcy relief. The Means Test is a government calculation based on the household’s median gross income.
Household of 2: $79,491
Household of 3: $96,951
Household of 4: $119,897
Why Choose Needleman Law Firm As Your Columbus Bankruptcy Lawyer
- 34 years of bankruptcy law experience – Three decades of specialized experience with proven track record
- Personalized service from a small boutique law firm – Individual attention and tailored solutions for each client
- Direct communication with attorneys, not paralegals – Speak directly with experienced attorneys who answer phones live
- Ability to handle cases remotely for client convenience – Virtual consultations and minimal office visits required
- Thorough preparation for bankruptcy hearings – Comprehensive case preparation ensuring the best possible outcome
- Free Virtual Consultation – 15-minute consultation to assess your situation and determine next steps
“We pride ourselves in communication. You call our office; you’re not going to go through five prompts to get a secretary’s voicemail. We try to catch our phones live. Good communication is what makes this business go smoothly and eliminates a lot of angst and drama from not being able to get a hold of your attorney or their office.”
– Scott Needleman, Attorney
How Our Pricing Works
- Flat Rate Fixed Fees – No hidden fees or monthly billing
- Custom Quote Based on Your Case – Fee quotes are based on the facts of your specific case (no two cases are alike)
- Quote Provided After Consultation – I will quote you a fee after our consultation • Additional Required Costs:
- Court filing fee: $338
- One-time office expense fee: $42
- All-Inclusive Service – This flat fee covers all aspects of your case, including unlimited emails and phone calls
- No Surprises Guarantee – The fee quoted is the fee paid
5-Step Process for Engaging Our Law Firm &
Ensuring Success for Chapter 7 Bankruptcy
CONSULTATION
Related Services
Frequently Asked Questions About Chapter 7 Bankruptcy
Chapter 7 bankruptcy is a liquidation process that allows you to eliminate most unsecured debts. Keep your house, keep your car and get a fresh start.
- Generally, individuals who pass the Means Test
- In most cases, you can keep your house and car in a Chapter 7 bankruptcy, as long as you’re current on payments.
The process typically can be completed within 4 to 5 days.
Student loan debt may be non-dischargeable. The client may still be responsible for paying their student loans even after the bankruptcy process is complete.
You must stop using all active credit cards and borrowing money before filing for bankruptcy to avoid potential issues with dischargeability.