4-Step Process for Getting Started
Contact me to schedule a no-obligation consultation
I will analyze your finances and student loan information
I work to stop harassing phone calls and avoid wage garnishment
I negotiate with creditors to settle your debt for a lower amount
Additional Services
As your student loan debt attorney in Columbus, I offer additional services such as:
Strategic default guidance
I advise on when and how to strategically default to negotiate better settlement terms.
Hardship package preparation
I create comprehensive hardship packages to support your case for debt settlement.
FAQ About Student Loan Debt Settlement in Columbus
Yes, private student loan creditors can garnish wages, place liens on your house, and take other legal actions to collect the debt.
Student loan debt is generally not dischargeable in bankruptcy unless you can prove undue hardship, which is very difficult to establish.
The timeline varies greatly, ranging from a couple of months to a couple of years, depending on the specifics of your case.
Yes, you typically need to be in default before I can start negotiating a settlement. However, if you’re not in default but anticipate future difficulty making payments, contact me to discuss your options.