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Student Loan Debt Settlement Attorney in Columbus, Ohio

“Attorney Scott Needleman brings specialized experience in student loan litigation, offering non-bankruptcy solutions to help Ohio residents achieve financial freedom.”
– Scott Needleman, Attorney

As an experienced student loan debt lawyer in Ohio, I offer creative non-bankruptcy solutions for private student loan litigation and default. With over a decade of experience in student loan litigation, I provide guidance to help you navigate the complexities of student loan debt and find a path to financial freedom. Unlike many bankruptcy attorneys who advertise student loan law but only offer Chapter 13 bankruptcy, I focus on settling private student loan debt without resorting to bankruptcy. My approach aims to solve your debt problem permanently, not just delay it for five years.

Why Choose The Needleman Law Office as Your Student Loan Attorney

  • Extensive experience in student loan litigation for over a decade
  • Flat fees based on the facts of your case
  • No-cost financial analysis
  • Non-bankruptcy alternatives for student loan debt settlement
  • Specialized training in a niche area of law practiced by few attorneys
  • Offering telephone phone consultations and serving clients throughout Ohio
  • Personalized solutions tailored to your specific situation
  • You will work directly with me throughout the entire process

15 Minutes to Feel Better

4-Step Process for Getting Started

Contact me to schedule a no-obligation consultation

I will analyze your finances and student loan information

I work to stop harassing phone calls and avoid wage garnishment

I negotiate with creditors to settle your debt for a lower amount

Additional Services

As your student loan debt attorney in Columbus, I offer additional services such as:

Strategic default guidance

I advise on when and how to strategically default to negotiate better settlement terms.

Hardship package preparation

I create comprehensive hardship packages to support your case for debt settlement.

FAQ About Student Loan Debt Settlement in Columbus

Yes, private student loan creditors can garnish wages, place liens on your house, and take other legal actions to collect the debt.

Student loan debt is generally not dischargeable in bankruptcy unless you can prove undue hardship, which is very difficult to establish.

The timeline varies greatly, ranging from a couple of months to a couple of years, depending on the specifics of your case.

Yes, you typically need to be in default before I can start negotiating a settlement. However, if you’re not in default but anticipate future difficulty making payments, contact me to discuss your options.

Student Loan Debt Support? Contact Our Firm

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