“We pride ourselves in communication. You call our office; you’re not going to go through five prompts to get a secretary’s voicemail. We try to catch our phones live. Good communication is what makes this business go smoothly and eliminates a lot of angst and drama from not being able to get a hold of your attorney or their office.”
– Scott Needleman, Attorney
How Our Pricing Works
We charge flat rate fixed fees. There are no hidden fees or monthly billing. The fee quotes are based on the facts of your case. No two cases are alike. I will quote you a fee after our consultation. Additional costs include a $338 court filing fee and a one-time $42 office expense fee. This flat fee covers all aspects of your case, including unlimited emails and phone calls. The fee quoted is the fee paid.
5-Step Process for Engaging Our Law Firm & Ensuring Success for Chapter 7 Bankruptcy
Free Initial Consultation
Contact our office for a 15-20-minute phone consultation to analyze your case and determine your Chapter 7 eligibility.
Case Initiation
You will receive our analysis via email and the necessary paperwork. When my firm is hired, we will open your electronic and paper case files and begin public record searches.
Document Gathering
Complete the “document dump” by bringing, emailing, or faxing all required documents to our office.
Case Preparation
Our two experienced attorneys work together to prepare your case thoroughly.
Final Steps
- Visit our office to sign the final paperwork and participate in a mock bankruptcy hearing.
- Attend your actual court hearing via Zoom from the comfort of your home or our office
Related Services
Chapter 13 Bankruptcy
If your gross income is above the median income, and you don’t pass the Means Test, Chapter 13 bankruptcy may be your proper course of action. Consulting with Needleman Law will give you clear guidance. Chapter 13 is an option if you are behind on your house or car payments and want to save them.
Debt settlement
We can negotiate with creditors to reduce your overall debt without filing for bankruptcy.
Student loan law
While student loans are typically non-dischargeable in bankruptcy, we can assist with other options for managing this type of debt.
Frequently Asked Questions About Chapter 7 Bankruptcy
Chapter 7 bankruptcy is a liquidation process that allows you to eliminate most unsecured debts. Keep your house, keep your car and get a fresh start.
- Generally, individuals who pass the Means Test
- In most cases, you can keep your house and car in a Chapter 7 bankruptcy, as long as you’re current on payments.
The process typically can be completed within 4 to 5 days.
Student loan debt may be non-dischargeable. The client may still be responsible for paying their student loans even after the bankruptcy process is complete.
You must stop using all active credit cards and borrowing money before filing for bankruptcy to avoid potential issues with dischargeability.