We've helped bankruptcy clients in the following Athens Markets:
- Athens
- Nelsonville
- Glouster
- Albany
- The Plains
- Chauncey
- Trimble
- Jacksonville
- Buchtel
- Coolville
- Amesville
Scott Needleman's Experience with Athens County
Having worked with clients throughout Athens County, I’ve seen firsthand how the regional economic challenges can quickly transform into overwhelming personal debt, especially when combined with unexpected medical bills or the struggle to keep up with mortgage payments. Many Athens residents face unique financial pressures, from seasonal employment tied to Ohio University’s schedule to the harsh reality that Athens County consistently experiences one of Ohio’s highest poverty rates—around 30%, significantly above the state average. As your bankruptcy attorney, I bring not just legal expertise but a genuine understanding of the specific economic realities that Athens County families face every day, allowing me to provide more effective and compassionate representation during your financial recovery process.
Learn More About Our Bankruptcy Services
The Difference Between Chapter 7 and Chapter 13 Bankruptcy in Ohio
Choosing between Chapter 7 and Chapter 13 bankruptcy depends on your income level, asset status, and financial goals.
The Process for Filing Bankruptcy in Athens
Free Initial Consultation
Contact our office for a 15-20-minute phone consultation to analyze your case and determine your Chapter 7 eligibility.
Case Initiation
You will receive our analysis via email and the necessary paperwork. When my firm is hired, we will open your electronic and paper case files and begin public record searches.
Document Gathering
Complete the “document dump” by bringing, emailing, or faxing all required documents to our office.
Case Preparation
Our two experienced attorneys work together to prepare your case thoroughly.
Final Steps
- Visit our office to sign the final paperwork and participate in a mock bankruptcy hearing.
- Attend your actual court hearing via Zoom from the comfort of your home or our office