Student Loan Lawyer - Student Loan Relief and Debt Help

Free Phone or Video Consultation

15 Minutes to Feel Better

30 Years of Debt Relief Experience on Your Side!

During your no cost student loan debt relief analysis with Columbus student loan lawyer Scott Needleman, he will utilize his 30 years of debt relief experience to analyze your student loan debts & financial situation in order to create a plan of action to put your financial future back on track. 

Ohio Student Loan Lawyer

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You Don't Need a Bankruptcy Attorney, You Need a Columbus Student Loan Lawyer!

While most Columbus, Ohio bankruptcy attorneys advertise for student loan debt help and student loan relief, it is important to know the advantages of working with a Columbus Student Loan Lawyer. Due to student loan debt generally not being dischargeable in a bankruptcy filing, as a Columbus Student Loan Lawyer, Scott Needleman assists those suffering with student loan debt in finding alternative solutions to filing for bankruptcy. 


Virtual consultations available! Call or schedule your free phone of video consultation with a student loan lawyer now!

  • Are you struggling to keep up with your student loan payments?
  • Are your student loans payments delinquent or in default?
  • Are your wages being garnished by your student loan servicer?
  • Is your tax return being taken to pay your student loan debts?
  • Are debt collectors harassing you in an attempt to collect student loan debts?
  • Would it help you to reduce student loan payments or even forgive your student loan debt altogether?

The Needleman Law Office Student Loan Debt Help Process:

  1. Call my office at 614-575-1188 to schedule a no obligation consultation.
  2. Bring your FAFSA pin number so we can access your federal student loan website. Your pin number is your electronic signature. Then, we access your loan information and have you sign the authorizations required for me to negotiate on your behalf.
  3. Once I receive all of your federal student loan information, I will analyze your finances and create a plan of action. I will then give you a written opinion of your available choices.
  4. Stop harassing phone calls, avoid wage and tax refund seizures,
    Defend student loan debt lawsuits for borrowers, co-borrowers, parent plus loans, and more.
  5. Help you qualify for student loan forgiveness or a lower monthly payment.
  6. Help you get you out of default and on an affordable repayment plan.

Beware of Student Loan Consolidation Loans

Whether you are facing student loan debt collection activities or are on just about any student loan debt relief program, most borrowers are bombarded with Student Loan Consolidation offers. IMPORTANT: CALL FOR A FREE CONSULTATION BEFORE YOU SIGN UP FOR A STUDENT LOAN CONSOLIDATION PROGRAM! 

Federal student loan programs provide borrowers with numerous options for student loan relief. Most of the student loan consolidation programs being offered by loan servicing companies remove many of the rights and options afforded to you by your existing student loans. Don’t risk losing your rights to student loan forgiveness, cancellation, or discharge programs, Call a Student Loan Lawyer Today!


Columbus Student Loan Lawyer

“As a Columbus, Ohio bankruptcy attorney it has always bothered me to see how many graduates would come through my law office for a bankruptcy consultation only for me to tell them that their student loan debts could not be discharged in a bankruptcy. Helping people who are struggling with debt is my business and my life, therefore I made it my mission to bring student loan debt solutions to my practice and become a student loan lawyer. The fact is that while most bankruptcy lawyers cannot directly help to reduce your student loan payment or to even help you to gain student loan debt forgiveness, my Columbus, Ohio student loan debt relief office can help, without the need to file chapter 13 bankruptcy.”

     – Scott R. Needleman,
       The Columbus Student Loan Lawyer

Nationwide, student loan debt is over 1.3 trillion dollars and growing by the minute. Student loan debt has now exceeded credit card debt in this country and is a major problem facing graduates in Columbus, Ohio.

Student Loan Forbearance and Deferment

If you are reading this, then you may already have experienced attempting to work directly with your lender(s). Remember, the student loan servicers are in business to make money from your student loan debts. The lender knows that you are in survival mode, and typically will offer a forbearance or deferment as breathing room. A student loan forbearance or deferment temporarily suspends your payments. The reason it is good business for the student loan servicer to be so generous is because they make interest on the principal while your payments are suspended, thus your student loan debts continue to accumulate. When the forbearance or deferment expires, you are right back where you started, except your student loan debts are even higher.

Student Loan Default Collections

If you are in default, the student loan servicers can take money from you without even filing a lawsuit. It is known as an administrative wage garnishment. The student loan servicer can even take your income tax refund to offset your student loan debt.

My student loan debt relief solutions service has a process to get you out of student loan default in order to help you to qualify for many of the available programs to resolve your student loan debt problems.

In addition to other debt relief solutions, my student loan debt help office can help you to seek a number of federal programs that can assist you in survival, some of these programs include IBR, IDR, ICR, Hardship Discharges, Public Service Forgiveness, Administrative Discharge, School Closing Discharge, Fraudulent Application, Public Student Loan Forgiveness programs for teachers, government workers, and also employees of 501 C 3 not for profit corporations among others. As a part of the student loan debt relief service provided, you will be made aware of what programs that you may qualify for and what programs that my process may help you to qualify for.